Car financing

Financing your Toyota

When you buy a Toyota vehicle, you want the satisfaction of ownership and the confidence of using the quality financial services we offer. With Toyota Financial Services, you get:

 

  • Competitive rates
  • Flexible terms of up to 72 months
  • Full disclosure contracts that present all essential details in clear language
  • User-friendly financing at a simple interest rate

 

Full or partial repayment options allowing you to repay your loan balance at any time without penalty.

 

Convenient, automatic monthly payments through our Direct Payment Plan.

 

FUNDING REQUEST

Renting your Toyota

 

Leasing is a great way to drive the Toyota vehicle of your choice. Toyota Financial Services (TSF) is here to help. Here are some of the benefits of leasing with TSF.

 

Cheaper rates and lower taxes

 

By choosing to lease, you only pay for the portion of the vehicle you use--so your monthly payments are lower than with a loan for the same vehicle and term. Another advantage: most of the time, you're not asked for a down payment. And you don't have to pay tax on the total price of the vehicle, only on the monthly payment.

 

More for your money, more often

 

A lower monthly payment most often means you get more for your money. In fact, many customers find they can lease a new vehicle for less than the cost of financing a used one! And TSF structures the lease agreement around your trade-in cycle--so you can drive a new vehicle more often.

 

Less maintenance but better protection

 

If you rent a vehicle for a period that coincides with the manufacturer's warranty, repairs will still be covered by the warranty. In addition, rentals automatically include "guaranteed asset protection insurance" - should your vehicle suffer irreparable damage. TSF undertakes to cover the difference between the outstanding amount and your insurance settlement.

 

More miles, less worries

 

Your lease includes 24,000 kilometers per year, and you can purchase additional kilometers in advance at a discounted price. Plus, you no longer have to deal with the hassle and expense of selling a used vehicle. TSF takes care of this if you choose not to buy the vehicle--and you won't have to pay acquisition fees or transfer fees if you return the vehicle before the end of the lease.

 

Options, but no obligations

 

At the end of your lease, you have several options: purchase the vehicle at its lease-end value as stated in your lease; return the vehicle as stipulated in the lease; or lease or finance the purchase of another Toyota vehicle. The choice is yours.
 
Competitive rates, flexible terms

 

TSF offers competitive rates and flexible terms--clearly spelled out in a closed lease agreement that contains all the details and guarantees the value of your vehicle at the end of the lease. TSF also offers convenient and advantageous financing options if you choose to purchase the vehicle at the end of the lease.

FUNDING REQUEST

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